The Apple card is a credit card made by Apple that can be used with Apple Pay on only Apple devices like iPhones, iPads and MacBooks. It can be used to buy online or in-store, offering up to 3% daily cash back on each purchase. It gives no stress as it is financially friendly and easy to access once you have an Apple device of IOS 14 and higher.
How To Set Up Apple Card on iPhone
You can sign up for an Apple card in the wallet of your iPhone in a few minutes, then you can use it with Apple Pay to purchase items online and in stores. It also performs like a bank app, giving history of your transactions as well as balance in the wallet app. If you want to get an Apple card, then:
- Go to the wallet app on your iPhone.
- Tap on the plus sign at the top right of the app.
- Tap on apply for Apple card.
- Fill out your information.
- Then agree to the terms and conditions to submit your application.
- Go through the details of your Apple card offers.
- You can get a titanium apple card once you accept the terms and conditions.
Now that you have set up your card you can now proceed to making purchases. It is also best to get a titanium card for places that do not support Apple Pay.
How to Make Payment with an Apple Card
When using your Apple card to make a payment, you can either make a one-time payment immediately or schedule a one-time payment for later.
To Pay Immediately;
- Tap on the wallet app on your iPhone.
- Tap on Apple card.
- Tap on pay.
- Hold and slide the payment wheel to pick a payment amount.
- Tap on pay.
- Follow the on-screen instructions to continue with your payment.
To schedule a payment later;
- Tap on the wallet app on your iPhone.
- Tap on Apple card.
- Tap on pay.
- Hold and slide the payment wheel to pick a payment amount.
- Tap on schedule and then tap on one-time payment.
- Pick the date you want the payment to be made.
- Tap on pay.
- Follow the on-screen instructions to continue with your payment.
Now that you know how to make a payment, go ahead with purchasing items using the Apple card either online or in a store.
How to Cancel Payment
At times you may need to cancel a payment either due to reconsideration or wrong information. If the payment has not been processed then there is a way to cancel it.
- Tap on the wallet app.
- Tap on the Apple card.
- Check under the latest transactions and then tap on the payment you want to cancel.
- Tap on the payment again and then tap on the cancel.
- Tap on cancel payment again.
Make sure to review details carefully before proceeding to pay because if the payment has finished processing, you cannot cancel again.
How to Add a Bank Account to Make Apple Card Payment
You can make Apple card payments by adding your bank account. You could choose to add the same bank account you used for your Apple cash. If you want to add a bank account;
- Tap on the wallet in your iPhone.
- Tap on Apple card.
- Tap on the more button and then tap on card details.
- Scroll down until you see bank accounts, then tap on it.
- Tap on add a bank account.
- Follow the instructions to finish the process.
Make sure you are with your bank account number and bank routing number; it will be needed during this process. You can add as many bank accounts as you want, but the first one will become your default.
How to Delete a Bank Account
The steps in deleting a bank account are very similar to that of adding a bank account. It is straightforward to understand. If you want to delete a bank account, then:
- Tap to open your wallet on your iPhone.
- Tap on Apple card.
- Tap on the more button and then tap on card details.
- Scroll down until you see bank accounts, then tap on it.
- Tap on edit.
- Then finally, tap the delete button.
Make sure to clear the transaction history or past payments of the bank account before deleting it.
How to Pay with a Different Bank Account
You could pay your Apple card balance with a different bank account from the on that was set as default. To make payments with a different bank account:
- Tap to open your wallet on your iPhone.
- Tap on Apple card.
- Tap on Pay.
- Pick a payment amount and tap on the pay button.
- Tap on your bank account.
- Choose a different bank account.
- Then go back and authenticate to make payment.
This is for when you want to use a different bank account. Remember you could also add several bank accounts.
How to View Transaction History
You can view your recent transactions and statements with your Apple card. In case you want to keep a track record of recent transactions; this is how to do it.
- Tap on the wallet app.
- Tap on Apple card.
- You can go through your past transactions, search for a specific transaction using the search bar, statements for the month and balance by tapping card balance.
You can also specify your searches by entering categories and location or the person’s name. Also, you can keep track of your activities on the card by tapping activity.
Although the Apple card has a lot of perks with its easy-to-use functions and its advantages, it is only available in the United States of America at the moment. However, from reports, there could be an expansion shortly depending on the agreements of other local banks in other regions. On the other hand, Apple Pay is available in different parts of the world depending on if the store uses it or not.
